When some people have a little extra money, they like to spend it right away on something they enjoy. Others prefer to save the extra money. Which do you like to do? Explain why.
I will definitely save it up, because this money could promise my life standard even though I will have a big cost. For example, before my marriage, I used to spend all of my salary for fun. I love traveling so usually I planned 3 or 4 trips a year. But, when one day I considered buying my own apartment and getting into marriage, I found nothing from my bank savings. I felt myself in total despair. So I loaned a lot of money from the bank. And ever since then, my life changed. I began to work very hard, cut all my travel plans, and save every extra penny for my savings. What a painful experience!
vt. 欣赏；感激；领会；鉴别 （appreciate的第三人称单数）
They don't have any confidence that houses will appreciate in value.(TPO49-20)